Smarter Than your Bank

Get a free Bank account; unlock the power of savings & investment, earn high interest on your naira savings or Smart Dollar, pay bills and access cheap loans.

Built With You In Mind

We are a Fintech Service Company developed to offer flexible and disciplined financial inclusiveness in a responsible and sustainable way.

Competitive Interest

SmartSaver breaks earning barriers created by the traditional banks that refuse to pay depositors or savers interest in order to pay huge to the owners.

Secured And Insured:

The funds are held and invested at NDIC insured banks and processed through a PCIDSS Level 1 Compliant. Your information is anonymized.

Best Customer Support

We offer an outstanding 24/7 customer support for our numerous customers through in-app chat, whatsapp messaging, email and phone calls support.

Easy to use Interface

We provide digital experiences that are convenient, easy to use and provide the users with more control for everyday financial transactions.

Ways to Build Your Savings and Earn High Interest

SmartSaver pays you high interest from 20% to 75% interest on your savings, earns interest on your daily wallet balance and Investment savings that pays you interest upfront..

Smart Lock

Earn your Interest upfront up to 26% Today

Super Lock

Interest of your super fixed deposit up to 75% in 36 months

Smart Flex

Grow the money on your wallet daily.

Smart Dollar

Protect your savings from inflation, earn and transfer in dollars. Secure your financial future by growing your wealth in dollars. With interest rates of up to 10% p.a.,

Access to Instant Loans.

Apply 24/7 and receive funds in your SmartSaver wallet within minutes. Unlock higher loan amounts and lower interest rates by repaying loans on time.

Seamless payments, at little or no cost

You can send money to anyone, pay all your bills, and recharge airtime, pay for Insurance, with just a few taps on your smartphone - and always at the lowest possible cost.

Control Your Life

Insure your health and properties with different Insurance plans today at SmartSaver app.

ready to get started?

With great Savings and loans features, SmartSaver is smarter than your bank

SmartSaver in the News

As a demonstration of our quality service and awesome impression, we have been published by some platforms across Nigeria and beyond.

Let’s Get you started on SmartSaver!

Saving is an uncommon habit, develop one today, sit and watch your finances grow while you set long term goals.

Download The App

Get the SmartSaver App on Google Play Store for Android or App Store for iOS.

Register Within Minutes

Tell us a few details about you to help us create your SmartSaver account quickly.

Start Earning, Saving & Banking

You’re ready to go. Carry out all your transactions within the app, from investments, Savings to loan applications, Insurance and bill payments..

Join Our Community

Be among the first to learn about company updates, product launches, and giveaways.